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Is it Worth it to Purchase Rental Car Insurance?

March 16, 2019 by · Leave a Comment 

Summary: Rental car insurance is offered at nearly every rental company nowadays. But, is it worth the extra money?

When you’re first booking a rental car from a company like Monte Carlo Rent a Car, LLC or any other leading brand, you’ll likely be offered rental car insurance. This is completely optional and dependent on a number of things. But, is it worth the added fee?

Check Your Current Insurance Policy

Certain insurance policies will cover rental cars, depending on the type of policy that you have. Be sure to give your insurance agent a call before booking to double-check. This way, you can get an idea of what your insurance covers, what the policy limits are, and any other information necessary.

Rental Car Insurance Can be a Fallback Option

In the case of a collision, rental car insurance can protect you from devastating financial consequences. You’ll always want to carry around insurance whenever you’re behind the wheel and rental car companies offer an affordable solution that covers a set amount.

Final Thoughts

For many travelers, rental car insurance is purely optional and is sometimes seen as a scam due to the fact that it tacks on additional fees to the bill. And, because most people like to save money, they’ll decline it immediately. However, it can protect you if you happen to get into a crash overseas. So, the real question is whether rental insurance is actually worth the money. Yes, it can be depending on the circumstances. It may not be necessary in cases where you book a car hire in Jordan for example, or when someone else is doing the driving, but when you’re behind the wheel, it can reduce liability.

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